Individual Health Insurance Plan Selection

ABOUT 4-10

INDIVIDUAL PLANS

GROUP PLANS

RESOURCES

Select the type of coverage that best fits your situation for plan comparison

• High Level Coverage – Low Out of Pocket, Convenience & Best Coverage >>
• Anthem Blue Cross: HMO Saver
• BlueShield of CA: Access + HMO Plan
• Pacificare: Signature Value HMO

• In Good Health – Unforeseen Accident or Costly Procedures, Don’t Need Deluxe Plan, But More Than Catastrophic >>
• Anthem Blue Cross: Share 1000 PPO Plan
• BlueShield of CA: Spectrum PPO 750
• Pacificare : Signature PPO 70-50/2000

• Healthy – Can Afford Large Deductible – Comprehensive Coverage, with Direct Access to Physicians >>
• Anthem Blue Cross: Share 2500 PPO Plan
• BlueShield of CA: Spectrum 2000 PPO Plan
• Pacificare : Signature PPO 70-50/2000

• Financial Security – Tax Free Dollars Put Away into a Medical Savings Account (HSA) >>
• Anthem Blue Cross: 3500 PPO Plan
• BlueShield of CA: Spectrum PPO 2400 Plan
• Pacificare: Freedom PPO 70-50/3000

• Catastrophic Protection or Hospitalization – Low Premiums, Higher Out-Of-Pocket Cost >>
• Anthem Blue Cross: Basic 1000 or 2500 PPO
• BlueShield: Spectrum PPO 5000

• Student – Away at College – No Longer Covered By Parent’s Plan >>
• Anthem Blue Cross: TONIK
• Anthem Blue Cross: PPO 40
• BlueShield: Active Start Plan 35